Whether you are buying your very first home or just want to shop around for a new policy, homeowner's insurance will be an imperative part of your family's finances. In most cases, these insurance policies cover the basics, such as damage from a storm or house fire and even theft. Unfortunately, the majority of homeowners are not covered for other perils that may affect the home and your financial future. Here are a few "
Employer liability coverage is one of the insurance coverage you should be thinking about if you have employees. The coverage will come in handy if your employees are injured on the job and workers compensation does not cover the cases or damages. Here are three specific situations that employer liability coverage may help you with:
Your Employee Is Suing You in a Dual Capacity
Workers compensation pays for workers injuries in case they are injured while on the job.
When you have a job that allows you to work from home, it's likely that there a lot of changes that you need to make to make working from home comfortable and productive. One of the things you may not have considered when going through all the changes for working from home is your insurance. Changing your insurance plan can be a great idea since it can help protect all of your belongings that will now be in your home.
If you are now a senior, you can enjoy many discounts at restaurants and even at fitness clubs. You also may have the benefit of decreased housing costs if you choose to live in a senior community with a low maintenance design. However, many seniors may find themselves wishing their car insurance rates could also go down. After all, your pension, social security, and retirement savings need to stretch as far as possible.