3 Tips For Seniors Who Can't Afford To Go To The Doctor

19 November 2019
 Categories: Insurance, Blog

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If you are a senior citizen who cannot afford your healthcare, you might worry about how you will be able to go to the doctor the next time that you are injured or sick. It can be a tough situation to be in, but there are options out there for you. These are a few options for low-income seniors who cannot afford to go to the doctor. Try one or all of the following options so that you can get the healthcare that you need when you need it:

1.Sign Up for Medicare and Medicaid

First of all, if you haven't already, you should look into Medicare and Medicaid. If you are old enough or if you are disabled, then you should be able to sign up for Medicare. This is a government-sponsored health insurance option for seniors and disabled individuals in the United States. With the help of Medicare, you may be able to go to the doctor, hospital, and more for free or a low cost. 

Additionally, you may be able to sign up for Medicaid. Medicaid is designed as a health insurance option for low-income individuals, and you can typically use it as a secondary insurance option to help cover some of the things that Medicare will not pay for.

Lastly, you can look into Medicare supplements. These are additional insurance policies that can be used in conjunction with your Medicare. You will have to pay a monthly premium, but in exchange you can save a lot of money on doctor's visits and other healthcare expenses.

2. Go to a Free Clinic

If there are free healthcare clinics available in your area, you might be able to go to them for help with various healthcare needs. In some cities, these clinics are set up in a mobile unit in various places throughout the community. Although your options might be limited, this can be a place to go for help with minor illnesses or injuries.

3. Visit Your Local Health Department

If there a health department or other similar entity in your area, you may want to stop in to see if they can help you. You may be able to have certain vaccines and check-ups done at the health department for a low cost. This can also be a good way to find out about other health-related resources that might be available for low-income seniors in your area.