Are you not thrilled with your current car insurance rate or are you a young adult about to get your own car insurance for the first time? There are a number of different criteria that go into how a car insurance provider determines your car insurance premium. Here are some of those factors and what you can do to possibly lower your rate.
Driving History and Driving Age
If you are a newer or younger driver, you can expect your premium to be more expensive because younger drivers are deemed to be more of a risk.
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A workers' comp insurance policy is essential for any business, regardless of size. But what exactly does this coverage entail? And how do you determine the right coverage limits for your business?
Read on to get a better understanding of how to set the limits for your workers' comp insurance coverage.
Assess Your Business Model
When it comes to choosing your workers' compensation insurance limits, you should first consider the needs and demands of your business.
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Homeowners insurance policies are an important part of protecting your home, but the premiums can change often. Insurance companies may adjust premiums based on the age and condition of your home, your location, and other factors.
Knowing when and why your insurer may decide to adjust your premiums is important. Read on to learn more about the most common reasons for a premium adjustment.
Improvements or Renovation Projects
After you've made any improvements or renovations, it's important that you contact your homeowners insurance provider to discuss the changes and determine if there will be any impact on your premiums.
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According to the California Department of Tax and Fee Administration (CDTFA), cannabis sales in California have exceeded $4 billion since January 1, 2018. People can get a piece of the edible pie by opening a legal cannabis-related business themselves. Naturally, opening a cannabis-based business comes with legal requirements, such as insurance. Many business owners receive an offer that includes general liability insurance, but do you need general liability insurance for your cannabis business?
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