These Factors Could Affect Your Car Insurance Premium

16 May 2023
 Categories: Insurance, Blog

Are you not thrilled with your current car insurance rate or are you a young adult about to get your own car insurance for the first time? There are a number of different criteria that go into how a car insurance provider determines your car insurance premium. Here are some of those factors and what you can do to possibly lower your rate. Driving History and Driving Age  If you are a newer or younger driver, you can expect your premium to be more expensive because younger drivers are deemed to be more of a risk. Read More 

Determining The Limits Of Your Workers’ Comp Insurance Coverage

30 March 2023
 Categories: Insurance, Blog

A workers' comp insurance policy is essential for any business, regardless of size. But what exactly does this coverage entail? And how do you determine the right coverage limits for your business? Read on to get a better understanding of how to set the limits for your workers' comp insurance coverage. Assess Your Business Model When it comes to choosing your workers' compensation insurance limits, you should first consider the needs and demands of your business. Read More 

When Insurers Adjust Homeowners Insurance Premiums

16 February 2023
 Categories: Insurance, Blog

Homeowners insurance policies are an important part of protecting your home, but the premiums can change often. Insurance companies may adjust premiums based on the age and condition of your home, your location, and other factors. Knowing when and why your insurer may decide to adjust your premiums is important. Read on to learn more about the most common reasons for a premium adjustment. Improvements or Renovation Projects After you've made any improvements or renovations, it's important that you contact your homeowners insurance provider to discuss the changes and determine if there will be any impact on your premiums. Read More 

Do I Need General Liability Insurance For My Cannabis Business?

11 January 2023
 Categories: Insurance, Blog

According to the California Department of Tax and Fee Administration (CDTFA), cannabis sales in California have exceeded $4 billion since January 1, 2018. People can get a piece of the edible pie by opening a legal cannabis-related business themselves. Naturally, opening a cannabis-based business comes with legal requirements, such as insurance. Many business owners receive an offer that includes general liability insurance, but do you need general liability insurance for your cannabis business? Read More 

3 Things Renters Insurance Commonly Covers

7 December 2022
 Categories: Insurance, Blog

There is no doubt that renters insurance can be extremely beneficial to individuals who choose to rent rather than buy their homes. This is because the home insurance carried by the owner of the property will not cover items belonging to a tenant. Renters insurance allows tenants to ensure that their personal belongings are protected. However, many renters do not realize just how much coverage their renters insurance actually provides. Below you can learn more about three things you may not even realize are covered by most renters insurance policies. Read More